<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Magic Pants Dividend Growth Investing-MP Market Review: Model Portfolios]]></title><description><![CDATA[Performance summaries for both our Canadian and American model DGI portfolios. To learn more about our process for building these real money portfolios, PAID Subscribers can check out our Business Plans in the Premium Content section of the site.]]></description><link>https://www.magicpants.com/s/performance</link><image><url>https://substackcdn.com/image/fetch/$s_!ikVZ!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05fae4ee-1b19-4aec-ae3b-f8d2047f5f0c_726x726.png</url><title>Magic Pants Dividend Growth Investing-MP Market Review: Model Portfolios</title><link>https://www.magicpants.com/s/performance</link></image><generator>Substack</generator><lastBuildDate>Wed, 03 Jun 2026 16:12:30 GMT</lastBuildDate><atom:link href="https://www.magicpants.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Brad McMillan]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[magicpants@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[magicpants@substack.com]]></itunes:email><itunes:name><![CDATA[Brad McMillan]]></itunes:name></itunes:owner><itunes:author><![CDATA[Brad McMillan]]></itunes:author><googleplay:owner><![CDATA[magicpants@substack.com]]></googleplay:owner><googleplay:email><![CDATA[magicpants@substack.com]]></googleplay:email><googleplay:author><![CDATA[Brad McMillan]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[January 2026 Summary - Building A $100,000 DGI Portfolio - MP Model Portfolio (USA)]]></title><description><![CDATA[Last Updated by BM on March 9, 2026]]></description><link>https://www.magicpants.com/p/january-2026-summary-building-a-100000-46b</link><guid isPermaLink="false">https://www.magicpants.com/p/january-2026-summary-building-a-100000-46b</guid><pubDate>Mon, 09 Mar 2026 20:01:30 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/1490f508-d12f-4397-a9ea-31a30a5f84bf_940x714.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>Our American portfolio is still in its early chapters compared to our flagship Canadian portfolio. Its returns and income engine are only beginning to warm up. This is where patience does its quiet, compounding work.</em></p><p><strong>Ready to turn your savings into a rising stream of income?</strong></p><p>Each quarter, we share a full performance update so you can see exactly how a disciplined dividend growth strategy builds wealth over time. It is a clear, numbers-first look at how we construct durable, income-producing portfolios step by step, brick by brick.</p><p>This free summary offers a small window into what you could be using every day to strengthen your own results.</p><p>If you are still on the free plan, consider what you are missing: our model portfolio performance business plan, our research framework, and the real-time decisions that drive long-term compounding. </p><p><strong>Paid subscribers get the full experience:</strong></p><ul><li><p>Real buy and sell alerts</p></li><li><p>Exact position sizes for every trade</p></li><li><p>Full access to our Premium Content library, where we break down the strategy we use to build growing income year after year</p></li></ul><p>Join us and invest alongside a process designed to compound, protect, and grow your wealth. We do the work, you stay in control!</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.magicpants.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.magicpants.com/subscribe?"><span>Subscribe now</span></a></p><p>&#128226; <strong>MP Wealth-Builder Model Portfolio (USA) Update &#8211; January 31, 2026</strong> &#128226;</p><p>Welcome to the latest update on our <strong>American</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2023</strong>, (one year after our CDN portfolio) this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000 </strong>(beginning in year two)<br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our Objective</strong><br>Our objective for our American portfolio is simple: <strong>grow dividend income by 7&#8211;10%+ annually</strong> while delivering capital appreciation that matches or exceeds the S&amp;P 500 Index over a full market cycle.</p><p>We&#8217;re also on track to grow the<strong> value of our portfolio beyond $500,000 </strong>in less than a decade!</p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>America&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. </p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is built for long-term, income-focused investors who believe in building wealth the traditional way by owning assets that produce reliable and growing income. Dividend growth sits at the core of our strategy, and history shows that steadily rising income has a way of pulling capital appreciation along with it.</p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (USA)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!nxsw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb42e23d7-a485-4571-a0fe-fdfcee397367_1872x532.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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   ]]></content:encoded></item><item><title><![CDATA[January 2026 Summary - Building A $100,000 DGI Portfolio - MP Model Portfolio (CDN) ]]></title><description><![CDATA[Last Updated by BM on March 7, 2026]]></description><link>https://www.magicpants.com/p/january-2026-summary-building-a-100000</link><guid isPermaLink="false">https://www.magicpants.com/p/january-2026-summary-building-a-100000</guid><dc:creator><![CDATA[Brad McMillan]]></dc:creator><pubDate>Sun, 08 Mar 2026 15:43:59 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/f765a8a3-f6c3-4bab-b17d-6f0fa64e7ea4_940x707.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>You&#8217;re reading the free section of this premium analysis. I strive to deliver great value for my free readers, but it is just the surface. Upgrade to paid to access the full report!</em></p><p><strong>Ready to turn your savings into a rising stream of income?</strong></p><p>Each quarter, we share a full performance update so you can see exactly how a disciplined dividend growth strategy builds wealth over time. It is a clear, numbers-first look at how we construct durable, income-producing portfolios step by step, brick by brick.</p><p>This free summary is drawn from the full portfolio letter sent earlier in the month to paid subscribers. It offers a small window into what you could be using every day to strengthen your own results.</p><p>If you are still on the free plan, consider what you are missing: our model portfolio performance business plan, our research framework, and the real-time decisions that drive long-term compounding. </p><p><strong>Paid subscribers get the full experience:</strong></p><ul><li><p>Real buy and sell alerts</p></li><li><p>Exact position sizes for every trade</p></li><li><p>Full access to our Premium Content library, where we break down the strategy we use to build growing income year after year</p></li></ul><p>Join us and invest alongside a process designed to compound, protect, and grow your wealth. We do the work, you stay in control!</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.magicpants.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.magicpants.com/subscribe?"><span>Subscribe now</span></a></p><div><hr></div><p>&#128226; <strong>MP Wealth-Builder Model Portfolio (CDN) Update &#8211; January 31, 2026</strong> &#128226;</p><p>Welcome to the latest update on our <strong>Canadian</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2022</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000 </strong>(beginning in year two)<br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our Objective</strong><br>Our objective for our Canadian portfolio is simple: <strong>grow dividend income by 7&#8211;10%+ annually</strong> while delivering capital appreciation that matches or exceeds the TSX Composite Index over a full market cycle.</p><p>We&#8217;re also on track to grow the<strong> value of our portfolio beyond $500,000 </strong>in less than a decade!</p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>Canada&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. </p><p>&#128161; <strong>For Conservative DIY Investors                                                                            </strong>This project is built for long-term, income-focused investors who believe in building wealth the traditional way by owning assets that produce reliable and growing income. Dividend growth sits at the core of our strategy, and history shows that steadily rising income has a way of pulling capital appreciation along with it.</p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns <br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (CDN)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Z1s3!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Z1s3!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png 424w, https://substackcdn.com/image/fetch/$s_!Z1s3!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png 848w, https://substackcdn.com/image/fetch/$s_!Z1s3!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png 1272w, https://substackcdn.com/image/fetch/$s_!Z1s3!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Z1s3!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F84bdbd8a-d23b-407c-9915-595880ef8e43_1872x485.png" width="1456" height="377" 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stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div>
      <p>
          <a href="https://www.magicpants.com/p/january-2026-summary-building-a-100000">
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          </a>
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   ]]></content:encoded></item><item><title><![CDATA[October 2025 Summary - Building A $100,000 DGI Portfolio - MP Model Portfolio (USA)]]></title><description><![CDATA[Last Updated by BM on November 30, 2025]]></description><link>https://www.magicpants.com/p/october-2025-summary-building-a-100000-6c8</link><guid isPermaLink="false">https://www.magicpants.com/p/october-2025-summary-building-a-100000-6c8</guid><pubDate>Sun, 30 Nov 2025 13:30:31 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/abc28f49-cfb0-4856-9c40-d5b86027a38e_897x685.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>Our American portfolio is still in its early chapters compared to our flagship Canadian portfolio. Its returns and income engine are only beginning to warm up. This is where patience does its quiet, compounding work.</em></p><p><strong>Ready to turn your savings into a rising stream of income?</strong></p><p>Each quarter, we share a full performance update so you can see exactly how a disciplined dividend growth strategy builds wealth over time. It is a clear, numbers-first look at how we construct durable, income-producing portfolios step by step, brick by brick.</p><p>This free summary offers a small window into what you could be using every day to strengthen your own results.</p><p>If you are still on the free plan, consider what you are missing: our model portfolio performance business plan, our research framework, and the real-time decisions that drive long-term compounding. </p><p><strong>Paid subscribers get the full experience:</strong></p><ul><li><p>Real buy and sell alerts</p></li><li><p>Exact position sizes for every trade</p></li><li><p>Full access to our Premium Content library, where we break down the strategy we use to build growing income year after year</p></li></ul><p>Join us and invest alongside a process designed to compound, protect, and grow your wealth. We do the work, you stay in control!</p><p>&#128226; <strong>MP Wealth-Builder Model Portfolio (USA) Update &#8211; October 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>American</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2023</strong>, (one year after our CDN portfolio) this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000 </strong>(beginning in year two)<br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>Our target is <strong>$1,000 in monthly dividend income</strong> by year ten, a goal that reflects the strength of a disciplined long-term approach.</p><p>We&#8217;re also on track to grow the<strong> value of our portfolio beyond $500,000 </strong>within the same timeframe.</p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>America&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. </p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is built for long-term, income-focused investors who believe in building wealth the traditional way by owning assets that produce reliable and growing income. Dividend growth sits at the core of our strategy, and history shows that steadily rising income has a way of pulling capital appreciation along with it.</p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (USA)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Tbph!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf47c8ff-569c-42da-95f9-3e0734c35436_1872x531.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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src="https://substackcdn.com/image/fetch/$s_!Tbph!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf47c8ff-569c-42da-95f9-3e0734c35436_1872x531.png" width="1456" height="413" 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      <p>
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   ]]></content:encoded></item><item><title><![CDATA[October 2025 Summary - Building A $100,000 DGI Portfolio - MP Model Portfolio (CDN) ]]></title><description><![CDATA[Last Updated by BM on November 29, 2025]]></description><link>https://www.magicpants.com/p/october-2025-summary-building-a-100000</link><guid isPermaLink="false">https://www.magicpants.com/p/october-2025-summary-building-a-100000</guid><dc:creator><![CDATA[Brad McMillan]]></dc:creator><pubDate>Sat, 29 Nov 2025 13:30:48 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/add8bb20-b2ce-4d81-826e-30f935bf0332_1080x810.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>You&#8217;re reading the free section of this premium analysis. I strive to deliver great value for my free readers, but it is just the surface. Upgrade to paid to access the full report!</em></p><p><strong>Ready to turn your savings into a rising stream of income?</strong></p><p>Each quarter, we share a full performance update so you can see exactly how a disciplined dividend growth strategy builds wealth over time. It is a clear, numbers-first look at how we construct durable, income-producing portfolios step by step, brick by brick.</p><p>This free summary is drawn from the full portfolio letter sent earlier in the month to paid subscribers. It offers a small window into what you could be using every day to strengthen your own results.</p><p>If you are still on the free plan, consider what you are missing: our model portfolio performance business plan, our research framework, and the real-time decisions that drive long-term compounding. </p><p><strong>Paid subscribers get the full experience:</strong></p><ul><li><p>Real buy and sell alerts</p></li><li><p>Exact position sizes for every trade</p></li><li><p>Full access to our Premium Content library, where we break down the strategy we use to build growing income year after year</p></li></ul><p>Join us and invest alongside a process designed to compound, protect, and grow your wealth. We do the work, you stay in control!</p><div><hr></div><p>&#128226; <strong>MP Wealth-Builder Model Portfolio (CDN) Update &#8211; October 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>Canadian</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2022</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000 </strong>(beginning in year two)<br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>Our target is <strong>$1,000 in monthly dividend income</strong> by year ten, a goal that reflects the strength of a disciplined long-term approach.</p><p>We&#8217;re also on track to grow the<strong> value of our portfolio beyond $500,000 </strong>within the same timeframe.</p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>Canada&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. </p><p>&#128161; <strong>For Conservative DIY Investors                                                                            </strong>This project is built for long-term, income-focused investors who believe in building wealth the traditional way by owning assets that produce reliable and growing income. Dividend growth sits at the core of our strategy, and history shows that steadily rising income has a way of pulling capital appreciation along with it.</p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns <br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (CDN)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!IyaT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc7146c90-aa26-4619-b383-7843d8577ad2_1872x491.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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   ]]></content:encoded></item><item><title><![CDATA[July 2025 Performance Summary - Model Portfolio (USA) ]]></title><description><![CDATA[Last Updated by BM on August 31, 2025]]></description><link>https://www.magicpants.com/p/july-2025-performance-summary-model-537</link><guid isPermaLink="false">https://www.magicpants.com/p/july-2025-performance-summary-model-537</guid><pubDate>Sun, 31 Aug 2025 12:30:30 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/41245f02-0b24-49c9-b1ae-5885cdd9410f_947x708.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>Every quarter, we provide all subscribers with a portfolio performance update, showing exactly how we build powerful dividend growth investing (DGI) portfolios from the ground up. Paid subscribers also gain access to our detailed <strong><a href="https://magicpants.substack.com/p/mp-wealth-builder-model-portfolio-afd">business plan</a> </strong>in the Premium Content section for more insight. On top of that, our DGI Alerts keep you instantly informed whenever we buy or sell. It doesn&#8217;t get much easier than this: we do the work, and you stay in control!</em></p><p>&#128226; <strong>Dividend Growth Model Portfolio (USA) Update &#8211; July 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>American</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2023</strong>, (one year after our CDN portfolio) this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p><strong>We&#8217;re also on track to grow the value of our portfolio beyond $500,000 within the same timeframe.</strong><br>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>America&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (USA)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!-7T5!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!-7T5!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 424w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 848w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 1272w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!-7T5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png" width="1456" height="417" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:417,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:37788,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://magicpants.substack.com/i/172099803?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!-7T5!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 424w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 848w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 1272w, https://substackcdn.com/image/fetch/$s_!-7T5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7d0fa4de-4c10-46b2-908b-73e32bc92b94_1872x536.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div>
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   ]]></content:encoded></item><item><title><![CDATA[July 2025 Performance Summary - Model Portfolio (CDN) ]]></title><description><![CDATA[Last Updated by BM on August 29, 2025]]></description><link>https://www.magicpants.com/p/july-2025-performance-summary-model</link><guid isPermaLink="false">https://www.magicpants.com/p/july-2025-performance-summary-model</guid><dc:creator><![CDATA[Brad McMillan]]></dc:creator><pubDate>Fri, 29 Aug 2025 15:35:03 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/523ad90b-cd32-4695-9717-888093d63267_975x711.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>Every quarter, we provide all subscribers with a portfolio performance update, showing exactly how we build powerful dividend growth investing (DGI) portfolios from the ground up. Paid subscribers also gain access to our detailed <strong><a href="https://magicpants.substack.com/p/mp-wealth-builder-model-portfolio-8ad">business plan</a> </strong>in the Premium Content section for more insight. On top of that, our DGI Alerts keep you instantly informed whenever we buy or sell. It doesn&#8217;t get much easier than this: we do the work, and you stay in control!</em></p><p>&#128226; <strong>Dividend Growth Model Portfolio (CDN) Update &#8211; July 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>Canadian</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2022</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p><strong>We&#8217;re also on track to grow the value of our portfolio beyond $500,000 within the same timeframe.</strong></p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>Canada&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong></p><p>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (CDN)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!onsF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!onsF!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 424w, https://substackcdn.com/image/fetch/$s_!onsF!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 848w, https://substackcdn.com/image/fetch/$s_!onsF!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 1272w, https://substackcdn.com/image/fetch/$s_!onsF!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!onsF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png" width="1456" height="381" 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srcset="https://substackcdn.com/image/fetch/$s_!onsF!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 424w, https://substackcdn.com/image/fetch/$s_!onsF!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 848w, https://substackcdn.com/image/fetch/$s_!onsF!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 1272w, https://substackcdn.com/image/fetch/$s_!onsF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fe6b4bf-e7e7-4911-a660-1a11eb7b05b9_1872x490.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div>
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   ]]></content:encoded></item><item><title><![CDATA[April 2025 Performance Summary - Model Portfolio (CDN) ]]></title><description><![CDATA[Last Updated by BM on May 31, 2025]]></description><link>https://www.magicpants.com/p/april-2025-performance-summary-model-458</link><guid isPermaLink="false">https://www.magicpants.com/p/april-2025-performance-summary-model-458</guid><dc:creator><![CDATA[Brad McMillan]]></dc:creator><pubDate>Sat, 31 May 2025 13:29:10 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/b878618b-4ac1-4329-825b-fe4edad166b5_1362x1033.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>&#128226; <strong>Dividend Growth Model Portfolio (CDN) Update &#8211; April 30, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>Canadian</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2022</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p><strong>We&#8217;re also on track to grow the value of our portfolio beyond $500,000 within the same timeframe.</strong></p><p>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>Canada&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong></p><p>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (CDN)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Nxvo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Nxvo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 424w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 848w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 1272w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Nxvo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png" width="1456" height="382" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:382,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:34589,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://magicpants.substack.com/i/164630519?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Nxvo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 424w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 848w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 1272w, https://substackcdn.com/image/fetch/$s_!Nxvo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0f890382-9750-47dd-89d8-e4b4c6e97414_1872x491.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div>
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   ]]></content:encoded></item><item><title><![CDATA[April 2025 Performance Summary - Model Portfolio (USA) ]]></title><description><![CDATA[Last Updated by BM on May 30, 2025]]></description><link>https://www.magicpants.com/p/april-2025-performance-summary-model</link><guid isPermaLink="false">https://www.magicpants.com/p/april-2025-performance-summary-model</guid><pubDate>Fri, 30 May 2025 13:59:18 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/b4a66268-91b3-43c3-bb09-0a7d95d0404c_959x733.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>&#128226; <strong>Dividend Growth Model Portfolio (USA) Update &#8211; April 30, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>American</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2023</strong>, (one year after our CDN portfolio) this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:</p><p>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p><strong>We&#8217;re also on track to grow the value of our portfolio beyond $500,000 within the same timeframe.</strong><br>In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>America&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (USA)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!b_7h!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!b_7h!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 424w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 848w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 1272w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!b_7h!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png" width="1456" height="417" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:417,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:37322,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://magicpants.substack.com/i/164632984?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!b_7h!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 424w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 848w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 1272w, https://substackcdn.com/image/fetch/$s_!b_7h!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f80b457-7cad-43d2-9235-a49c98c86cae_1872x536.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div>
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   ]]></content:encoded></item><item><title><![CDATA[January 2025 Performance Summary Model Portfolio (CDN) ]]></title><description><![CDATA[Last Updated by BM on March 13, 2025]]></description><link>https://www.magicpants.com/p/january-2025-performance-summary</link><guid isPermaLink="false">https://www.magicpants.com/p/january-2025-performance-summary</guid><dc:creator><![CDATA[Brad McMillan]]></dc:creator><pubDate>Thu, 13 Mar 2025 13:45:33 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/a3bd636e-d139-44dd-b089-00e8e6d190d1_1144x842.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>&#128226; <strong>Dividend Growth Model Portfolio (CDN) Update &#8211; January 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>Canadian</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2022</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:<br>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>Canada&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (CDN)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!yUMp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!yUMp!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 424w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 848w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 1272w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!yUMp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png" width="1456" height="359" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:359,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:33514,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://magicpants.substack.com/i/158937359?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!yUMp!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 424w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 848w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 1272w, https://substackcdn.com/image/fetch/$s_!yUMp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4272fa75-586c-4dcb-a609-2a1903c3bff4_1872x461.png 1456w" sizes="100vw" loading="lazy"></picture><div></div></div></a></figure></div><div><hr></div>
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   ]]></content:encoded></item><item><title><![CDATA[January 2025 Performance Summary Model Portfolio (USA) ]]></title><description><![CDATA[Last Updated by BM on March 13, 2025]]></description><link>https://www.magicpants.com/p/january-2025-performance-summary-e4c</link><guid isPermaLink="false">https://www.magicpants.com/p/january-2025-performance-summary-e4c</guid><pubDate>Thu, 13 Mar 2025 13:38:40 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/a33afedb-daf5-4f19-9208-2dd8b7c2a462_1149x853.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>&#128226; <strong>Dividend Growth Model Portfolio (USA) Update &#8211; January 31, 2025</strong> &#128226;</p><p>Welcome to the latest update on our <strong>American</strong> <strong>real-money dividend growth portfolio!</strong> As we track our progress, I&#8217;m excited to share how we measure up against our long-term projections.</p><p>&#128640; <strong>Portfolio Overview</strong><br>Launched on <strong>May 1, 2023</strong>, this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:<br>&#9989; An initial capital commitment of <strong>$100,000</strong> (deployed over four years)<br>&#9989; Annual contributions of <strong>$12,000</strong><br>&#9989; <strong>Full dividend reinvestment</strong> to maximize compounding</p><p>&#127919; <strong>Our 10-Year Goal</strong><br>We aim to generate <strong>$1,000 in monthly dividend income</strong> by our <strong>tenth anniversary</strong>&#8212;a milestone that will demonstrate the power of disciplined, long-term investing.</p><p>&#128202; <strong>How We Invest</strong><br>We focus on <strong>America&#8217;s highest-quality dividend growth companies</strong>, using a disciplined selection process to deploy and monitor capital effectively. If you're interested in our strategy, you can download our <strong>business plan</strong>, which details our investment framework.</p><p>&#128161; <strong>For Conservative DIY Investors</strong><br>This project is designed for <strong>long-term, income-focused investors</strong> who believe in building wealth the old-fashioned way&#8212;by owning assets that generate <strong>growing income</strong>. While dividend growth is our primary focus, history shows that <strong>rising income eventually leads to capital appreciation.</strong></p><p>In this update, I&#8217;ve included:</p><p><strong>&#9989; Total returns<br>&#9989; Current holdings &amp; position sizes<br>&#9989; Sector weightings<br>&#9989; Illustrative charts tracking our journey</strong></p><div><hr></div><h2><strong>Portfolio Total Returns (USA)</strong></h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!5y5F!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3f9b0c6-90cf-4247-8055-398e46b39d77_1619x425.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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