April 2026 Summary - Building A $100,000 DGI Portfolio - MP Model Portfolio (USA)
Last Updated by BM on July 6, 2026
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📢 MP Wealth-Builder Model Portfolio (USA) Update – April 30, 2026 📢
Welcome to the latest update on our American real-money dividend growth portfolio! As we track our progress, I’m excited to share how we measure up against our long-term projections.
🚀 Portfolio Overview
Launched on May 1, 2023, (one year after our CDN portfolio) this portfolio was built with a clear vision: to create a reliable and growing income stream. Our investment approach includes:
✅ An initial capital commitment of $100,000 (deployed over four years)
✅ Annual contributions of $12,000 (beginning in year two)
✅ Full dividend reinvestment to maximize compounding
🎯 Our Objective
Our objective for our American portfolio is simple: grow dividend income by 7–10%+ annually while delivering capital appreciation that matches or exceeds the S&P 500 Index over a full market cycle.
We’re also on track to grow the value of our portfolio beyond $500,000 in less than a decade!
In an era of instant gratification, this approach reinforces the value of staying the course and letting time do the heavy lifting.
📊 How We Invest
We focus on America’s highest-quality dividend growth companies, using a disciplined selection process to deploy and monitor capital effectively.
💡 For Conservative DIY Investors This project is built for long-term, income-focused investors who believe in building wealth the traditional way by owning assets that produce reliable and growing income. Dividend growth is at the core of our strategy, and history shows that steadily rising income tends to pull capital appreciation along.
In this update, I’ve included:
✅ Total returns
✅ Current holdings & position sizes
✅ Sector weightings
✅ Illustrative charts tracking our journey
Portfolio Total Returns (USA)
Portfolio Holdings and Position Sizes (USA)
🚀 Where We Stand On Deploying Our Capital
We have fallen behind in deploying our initial capital as per the original business plan.
That includes:
initial $90,000
annual contributions
reinvested dividends
realized gains
Approximately $17,000 remains uninvested and will be carried forward into the next fiscal period.
This matters because deployment timing affects long-term compounding.
One lesson from this portfolio is clear:
Getting quality capital to work earlier matters. We need to do better.
Projections as per Business Plan (USA)
📈 Visualizing the Journey
At this stage, both income growth and capital appreciation remain below our projections in the original business plan for the MP Wealth-Builder Model Portfolio (USA) – Business Plan).
We have some work to do.
